Suspicious Transaction Reporting

The STR Process

A step-by-step guide to identifying, preparing, and submitting a Suspicious Transaction Report through the goAML platform.

If a Reporting Entity (RE) suspects or has reasonable grounds to suspect that a Transaction or Funds, in whole or in part, represent Proceeds or are related to or intended to be used in the Crime, regardless of their value, UAE law requires the entity to file a Suspicious Transaction Report (STR) to the UAEFIU.
Identify
Identify

RE identifies suspicious transactions or activities among its customers, counterparties or other stakeholders.

Report
Report

RE raises an STR through the goAML system, which includes all relevant information about the suspected crime, including:

  • Background

  • Parties involved

  • Reasons for the report

  • Possible red flags related to money laundering or financing of terrorism

Analyze
Analyze

The UAEFIU reviews and analyses the STR. They may contact REs for more information and clarification.

Share (Domestic)
Share (Domestic)

When required, the UAEFIU shares intelligence with relevant local stakeholders for their information and action.

Share (International)
Share (International)

The UAEFIU also connects with counterpart FIUs internationally to source further intelligence

Related System Guides

goAML Pre Registration Guide Reporting Entities
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goAML Pre Registration Guide Reporting Entities
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goAML Web Registration Guide
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goAML Web Report Submission Guide
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goAML FAQs V2.1
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goAML Web Dealers In Precious Metals And Stones Report Submission Guide V1.3 20 07 2022
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goAML Web PNMR & FFR Submission Guide V1.3 20 07 2022
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goAML Web PNMR & FFR Submission Guide V1.3 20 07 2022
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goAML Web REAR Submission Guide
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